Soft loans

Soft loans are structural and non-structural of funds made available directly and indirectly by the European Union, the State or the Regions to boost the competitiveness of companies on the global market. Our approach is to offer advice that is always timely, flexible and tailored to each of our clients. Our consultants favor the development of business projects, starting with the analysis of financial needs, supporting the company during all the necessary steps to achieve the facilities. In order to develop competitiveness in the market, we support companies through the identification of and access to calls for tenders and facilities for start-ups, SMEs and large enterprises at European, national and regional level.
Tax Credits

Tax breaks contribute to the growth and development of companies of all sectors and sizes. Tax credits are among the incentive tools available to companies seeking relief. With our fully customized consultancy services, we help companies identify the best available incentives to reduce costs.

Non-repayable contributions and soft loans

Our experts specialize in advising on non-repayable contributions, using structural funds, and in advising on European funds. We can offer support to enable companies to access soft financing options managed by the European Commission, Ministries and Regions.

European calls for proposals
Our consultants have experience managing projects throughout Europe funded by the programs. Horizon 2020, Horizon Europe, Erasmus+, COSME, Europa Creativa, Interreg, EURES, LIFE, through to European Regional Development Funds (ERDF).

Types of incentives

Non-repayable contributions

This refers to the provision of a sum of money that should not be returned. It is calculated on the value of an asset or activity that the enterprise has paid for and incurred and reported to the government agency.

Soft loans

financing in whole or in part, in this case referred to as co-financing, provided with public funds on favorable or below-market conditions, typically 0.5 percent. The difference between the market rate and the subsidized rate represents the gain to the enterprise.

Interest rate subsidy

This is a non-repayable subsidy calculated not on the value of an asset purchased by the company but on the interest expense rate paid on a loan. It is calculated by developing an amortization schedule with principal and time equal to the underlying loan but with interest equal to that provided by the subsidy.